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2 bills

Topic positive credit registers2
  1. HE 43/2025 vpPassed with amendments

    Adding housing company loans to credit register

    Shareholders' shares of housing company loans will be transferred to the positive credit register to assess credit applicants' ability to pay. At the same time, banks and other lenders will be required to identify an individual before retrieving their data from the register.

    9 Oct 2025 · passed without a vote
  2. HE 91/2023 vpPassed

    Opening credit data to scientific research

    Data from the positive credit register may be disclosed to Statistics Finland for scientific research and statistical surveys. At the same time, technical specifications will be made to the operation of the register before its deployment.

    15 Mar 2024 · passed without a vote