Istuntosali

Government bills9

Topiccredit information9
  1. HE 176/2025 vpPassed with amendments

    Flexible tax deadlines during disruptions

    Deadlines for tax returns, tax payments and other tax obligations could be extended quickly by decree in serious disruptions. This would prevent late-filing penalties if obligations cannot be fulfilled because of, for example, widespread electricity or telecommunications outages.

    26 Mar 2026 · passed without a vote
  2. HE 43/2025 vpPassed with amendments

    Adding housing company loans to credit register

    Shareholders' shares of housing company loans will be transferred to the positive credit register to assess credit applicants' ability to pay. At the same time, banks and other lenders will be required to identify an individual before retrieving their data from the register.

    9 Oct 2025 · passed without a vote
  3. HE 216/2024 vpPassed

    Transferring liability for incomes register errors

    Responsibility for rectifying data in the incomes register and data protection obligations will be transferred from employers and other payers directly to the Incomes Register Unit. Citizens will be able to request the rectification of their incorrect income data directly from the authority.

    7 Apr 2025 · passed without a vote
  4. HE 91/2023 vpPassed

    Opening credit data to scientific research

    Data from the positive credit register may be disclosed to Statistics Finland for scientific research and statistical surveys. At the same time, technical specifications will be made to the operation of the register before its deployment.

    15 Mar 2024 · passed without a vote
  5. HE 168/2022 vpPassed with amendments

    Digitalising housing company renovation and loan data

    Renovation and loan data of housing companies will be transferred to the electronic residential and commercial property information system in a machine-readable format. The reform will speed up access to information in property transactions and incorporate housing company loans into the positive credit register.

    1 Dec 2022 · passed without a vote
  6. HE 22/2022 vpPassed with amendments

    Establishing a positive credit register

    A centralised positive credit register will be established in Finland, compiling information on private individuals' loans and income. The register will enable lenders to check a loan applicant's actual debt situation and prevent over-indebtedness.

    1 Jul 2022 · passed without a vote
  7. HE 109/2021 vpPassed with amendments

    Shortening retention periods for payment defaults

    An entry of a payment default will be removed from credit records within one month of the debt being paid in full. In addition, a new entry will no longer extend the retention period of earlier payment defaults.

    27 Apr 2022 · 2 votes

    Closest vote · Lausumaehdotus, mietintö / Mari Rantanen

    93 jaa
    55 ei
  8. HE 59/2021 vpPassed

    Extending business debt collection protections

    Temporary price caps on debt collection costs for businesses will be extended until the end of April 2022 to ease payment difficulties caused by the coronavirus crisis. At the same time, the use of a demand for payment under threat of publication (a draft) will be restricted and the response time for it will be extended.

    10 Jun 2021 · passed without a vote
  9. HE 191/2020 vpPassed

    Temporary caps on business debt collection

    Temporary price caps will be placed on collection costs for claims collected from businesses and corporations to prevent the payment difficulties of businesses suffering from the Covid crisis from deepening. At the same time, the use of draft collection, which carries the threat of public listing, against small businesses and sole traders will be restricted.

    8 Dec 2020 · passed without a vote