Government bills3
- HE 131/2026 vpIn progress
Speeding up share certificate digitalisation
Paper housing company share certificates held by banks as collateral can be converted into electronic form on a large scale without sending paper documents to the authorities. The procedure will speed up the transition to the residential and commercial property information system and make registering ownership cheaper for homeowners.
16 Sep 2026 · no votes yet - HE 127/2018 vpPassed with amendments
Introducing an electronic apartment information system
Paper share certificates of housing companies will be abolished and information on the ownership and pledging of apartments will be transferred to an electronic register. The new residential property information system will be maintained by the National Land Survey of Finland, and it will replace the share registers maintained by housing companies themselves.
19 Dec 2018 · passed without a vote - HE 8/2016 vpPassed
Switching to electronic mortgage certificates
Only electronic mortgage certificates will be issued for property mortgages instead of paper ones. Old paper mortgage certificates can no longer be used as collateral for new loans after 2019.
13 Apr 2016 · passed without a vote