Government bills19
- HE 184/2025 vpPassed with amendments
Making stock market listings easier
Companies' access to the stock exchange and capital markets will be made easier by easing prospectus requirements and lowering the threshold for listing. Regulation will be made more flexible, particularly to promote access to financing for small and medium-sized enterprises.
25 Mar 2026 · passed without a vote - HE 30/2025 vpPassed with amendments
Reforming exchange supervision and trading rules
The granting of stock exchange licences and confirmation of exchange rules would be transferred from the Ministry of Finance to the Financial Supervisory Authority. At the same time, rules on the transparency and supervision of securities trading would be updated in line with EU legislation.
19 Jun 2025 · passed without a vote - HE 92/2024 vpPassed with amendments
Streamlining bank resolution and deposit protection
Bank resolution obligations will be eased in situations where a failing institution would be wound up in ordinary bankruptcy or liquidation proceedings. In addition, the authority will be able to transfer customer advisory and support tasks to an external service provider in congested crisis situations.
6 Nov 2024 · passed without a vote - HE 79/2024 vpPassed with amendments
Reforming State Treasury duties and powers
The State Treasury will receive broader rights to obtain the information needed for processing compensation cases and its other duties directly from various authorities. In addition, maintenance of the Hilma notification system for public procurement will be transferred from the Ministry of Finance to the State Treasury.
25 Oct 2024 · passed without a vote - HE 45/2023 vpPassed
Funding the Financial Stability Authority
The maximum amount of administrative fees collected from banks and investment firms to fund the operations of the Financial Stability Authority would be increased to cover the authority's new security of supply duties. At the same time, depositors would be guaranteed the right to request a free administrative review of automated deposit guarantee compensation decisions.
11 Dec 2023 · passed without a vote - HE 278/2022 vpPassed with amendments
Introducing blockchain technology in financial markets
The use of distributed ledger technology, or blockchain technology, will be enabled in securities trading and settlement in the financial markets under the EU pilot regime. The Financial Supervisory Authority will grant the necessary specific permissions for the activities and supervise the systems.
3 Mar 2023 · passed without a vote - HE 226/2022 vpPassed
Easing invoice storage and VAT rules
Businesses will be allowed to store invoices and receipts more freely abroad as well, provided that the Finnish Tax Administration has access to the records without undue delay. In addition, the rules on VAT groups for financial and insurance companies and the procedures for correcting tax returns for EU distance sales will be made more flexible.
15 Dec 2022 · passed without a vote - HE 279/2018 vpPassed with amendments
Equity savings accounts for retail investors
A new equity savings account will be created in Finland for private individuals. Within the account, listed shares can be traded and dividends accrued without immediate tax consequences.
7 Mar 2019 · 1 vote126 jaa57 ei - HE 203/2021 vpPassed with amendments
Reforming covered bond regulation
Legislation governing covered bonds issued by banks and mortgage bank operations will be reformed to comply with EU regulations. The reform introduces new liquidity and authorisation procedures and raises the collateral value of housing loans.
22 Feb 2022 · passed without a vote - HE 222/2021 vpPassed with amendments
Bringing forward crowdfunding regulation
The entry into force of certain provisions of the Investment Services Act will be brought forward. The amendment corrects a technical error in the earlier act.
15 Dec 2021 · passed without a vote - HE 126/2021 vpPassed
Easing financial market regulation for recovery
Financial market legislation will be eased in line with EU regulation to facilitate access to financing for companies. Client reporting for investment services will be streamlined, and the exchange of information will shift primarily to electronic format.
12 Nov 2021 · passed without a vote - HE 16/2021 vpPassed with amendments
Reforming prudential regulation for investment firms
Dedicated prudential and supervisory rules separate from banking regulation will be created for investment firms. The reform tailors capital requirements and risk management obligations better to the size of firms and the actual risks of investment activities.
12 May 2021 · passed without a vote - HE 305/2018 vpPassed with amendments
Strengthening listed company corporate governance
Remuneration of management and related party transactions in listed companies will become more transparent, and shareholders' ability to influence remuneration will be strengthened. At the same time, institutional investors will be required to disclose their shareholder engagement, and listed companies will be given better opportunities to identify their shareholders.
25 Mar 2019 · 2 votesClosest vote · Lausumaehdotus, mietintö / Lauri Ihalainen 2
101 jaa81 ei - HE 100/2018 vpPassed with amendments
Reforming financial data and solvency rules
Financial market legislation will be aligned with the EU General Data Protection Regulation and capital adequacy rules. The reform will clarify the maintenance of misconduct registers and strengthen the protection of banks' own funds.
19 Mar 2019 · passed without a vote - HE 277/2018 vpPassed with amendments
Clarifying financial market regulation and supervision
Amendments will be made to financial markets legislation to strengthen regulatory supervision and investor protection, as well as to correct technical legislative errors remaining from previous EU regulation. The amendments will also clarify the operating conditions for non-EU investment firms in Finland.
21 Feb 2019 · passed without a vote - HE 112/2018 vpPassed with amendments
Reforming the ranking of bank creditors
A new lower-ranking debt class will be created for the liabilities of banks and investment firms for potential crisis situations. The reform clarifies investor responsibility and helps cover bank losses without taxpayer support.
24 Oct 2018 · passed without a vote - HE 151/2017 vpPassed with amendments
Reforming financial trading and investor protection
Rules on financial market trading and investment services will be reformed to align with EU directives and regulations. The changes will increase transparency in securities trading, improve investor protection, and raise supervisory penalties.
22 Dec 2017 · passed without a vote - HE 137/2017 vpPassed with amendments
Introducing additional capital requirements for banks
The Financial Supervisory Authority will be given the power to require banks and investment firms to hold an additional capital buffer against structural risks in the economy. The reform will improve the stability of the financial system and reduce the likelihood of banking crises.
24 Nov 2017 · passed without a vote - HE 1/2015 vpPassed
Clarifying bank resolution and deposit guarantee
Rules on the resolution of banks and investment firms and the determination of deposit guarantee contributions will be clarified in line with EU regulation. At the same time, the obligation to draw up a recovery plan will be removed for certain investment firms.
15 Jun 2015 · passed without a vote