Government bills11
- HE 40/2026 vpPassed with amendments
Increasing pension investment returns and funding
Earnings-related pension institutions will be allowed to take more risk in their investment activities to pursue higher returns, and more funds will be pre-funded for future pensions. In addition, index increases to earnings-related pensions may be restricted from 2030 onwards if prices rise faster than wages.
3 Jun 2026 · passed without a vote - HE 109/2023 vpPassed
Flexibility for supplementary pension institutions
The administration of supplementary pension foundations and funds will be facilitated by giving pensioners and employee representatives a stronger role in decision-making. At the same time, the rules on investment activities and the covering of pension liabilities of supplementary pension institutions will be made more flexible.
14 Mar 2024 · passed without a vote - HE 6/2023 vpPassed
Safeguarding supplementary pension and sickness funds
Supplementary pension foundations and funds established earlier will be allowed to continue their operations to their previous extent to pay voluntary supplementary pensions. Small sickness funds and other insurance funds that have received an exemption will also be permitted to continue operating below the statutory minimum size.
5 Oct 2023 · passed without a vote - HE 198/2022 vpPassed
Rental housing financing and remote meetings
Subsidiary housing companies of earnings-related pension companies will continue to be allowed to take on debt to build rental housing until the end of 2027. At the same time, insurance companies will be enabled to hold remote and hybrid general meetings under the exact same rules as other limited liability companies.
9 Nov 2022 · passed without a vote - HE 28/2021 vpPassed with amendments
Improving operating conditions for pension funds
The regulation governing pension foundations, pension funds and insurance funds will be reformed and divided into three clearer acts. The reform will make it easier to establish and operate pension foundations and funds by lowering their required minimum size.
19 Oct 2021 · passed without a vote - HE 313/2018 vpPassed with amendments
Reforming pension institutions' stewardship and transparency
All earnings-related pension institutions will be placed under a statutory obligation to draw up and publish their principles of ownership steering. The change will increase transparency in the investment of earnings-related pension assets and in acting as shareholders.
6 May 2019 · passed without a vote - HE 205/2018 vpPassed with amendments
Reforming regulation of supplementary pension institutions
Rules on the governance, supervision and information provided to insured persons by pension foundations and funds offering voluntary supplementary pensions will be reformed. Insured persons will begin receiving an annual free pension benefit statement on accrued pension rights and pension projections.
20 Dec 2018 · passed without a vote - HE 177/2017 vpPassed
Protecting mobile workers' supplementary pension rights
A worker or self-employed person moving to another EEA country will retain their accrued voluntary supplementary pensions. At the same time, the cross-border payment of supplementary pensions will be safeguarded and access to pension information will be improved.
14 Mar 2018 · passed without a vote - HE 265/2016 vpPassed
Deregulating pension and insurance fund investments
Pension foundations and insurance funds will be able to invest their assets more freely in OECD countries outside the European Economic Area (EEA). In addition, quantitative restrictions on real estate investments by institutions providing voluntary supplementary pensions will be removed.
16 Mar 2017 · passed without a vote - HE 31/2016 vpPassed with amendments
Strengthening risk management in pension institutions
Private-sector pension institutions will be required to regularly draw up a risk and solvency assessment to support their operations. In addition, the option for housing company subsidiaries of earnings-related pension companies to use debt financing will be extended.
17 May 2016 · passed without a vote - HE 98/2015 vpPassed with amendments
Clarifying insurance sector accounting rules
Accounting provisions for insurance companies, pension foundations and insurance funds will be harmonised with general accounting legislation, and overlapping text in the acts will be pruned. The changes will streamline financial reporting in the sector.
22 Dec 2015 · passed without a vote