Istuntosali

Government bills35

Topicfinancial supervision35
  1. HE 146/2026 vpIn progress

    Extending the last pension institution principle

    Pension applicants will receive their earnings-related pension through a single decision even when their career includes working at the Bank of Finland or in Åland's public sector. In addition, pension institutions' access to health data will be sped up by enabling electronic retrieval of data directly from the Kanta services.

    18 Sep 2026 · 1 vote

    Only vote · Valiokuntaan lähettäminen: puhemiesneuvoston ehdotus JAA / Suna Kymäläisen ehdotus EI

    96 jaa
    77 ei
  2. HE 190/2025 vpPassed with amendments

    More flexible terms for mortgages

    The maximum repayment period for home loans will be extended from 30 to 35 years, and the loan cap on home loans can be raised more flexibly during economic downturns. At the same time, more flexible terms depending on the economic cycle will be enabled for housing company loans on new residential developments.

    22 Apr 2026 · 1 vote

    Only vote · Dissenting opinion

    156 jaa
    20 ei
  3. HE 46/2025 vpPassed with amendments

    Supervising the use of artificial intelligence

    A supervisory system for the safe use of artificial intelligence systems would be established in Finland in line with EU artificial intelligence regulation. Authorities would receive powers to supervise the use of artificial intelligence and address breaches of the rules through administrative fines.

    16 Dec 2025 · 1 vote

    Only vote · Perustelut: mietintö JAA / Hanna Holopaisen ehdotus EI

    113 jaa
    48 ei
  4. HE 177/2025 vpPassed with amendments

    Organising supervision of ESG ratings

    The Financial Supervisory Authority will be designated as the Finnish authority supervising sustainability and responsibility ratings for companies and financial products. The change aligns national legislation with a new EU regulation.

    11 Mar 2026 · passed without a vote
  5. HE 30/2025 vpPassed with amendments

    Reforming exchange supervision and trading rules

    The granting of stock exchange licences and confirmation of exchange rules would be transferred from the Ministry of Finance to the Financial Supervisory Authority. At the same time, rules on the transparency and supervision of securities trading would be updated in line with EU legislation.

    19 Jun 2025 · passed without a vote
  6. HE 176/2024 vpPassed

    Transitional rules for environmental damage compensation

    The old Oil Pollution Compensation Fund and mandatory environmental damage insurance will be replaced by a new Environmental Damage Fund at the beginning of 2025. The transitional rules concerning the winding down of the old systems will be clarified so that the final financial statements and compensation cases can be processed smoothly.

    3 Dec 2024 · passed without a vote
  7. HE 77/2024 vpPassed with amendments

    Supervision and penalties for green bonds

    The Financial Supervisory Authority will receive powers to supervise issuers of green bonds complying with the EU standard and to impose penalty payments for infringements. The reform clarifies disclosure obligations for bonds emphasising environmental impacts and prevents greenwashing.

    19 Nov 2024 · passed without a vote
  8. HE 55/2024 vpPassed with amendments

    Transferring supervision of Keva

    Supervision of the public sector pension institution Keva will be transferred in its entirety from the Ministry of Finance to the Financial Supervisory Authority. At the same time, the eligibility requirements for Keva's management will be aligned with those for private sector earnings-related pension companies.

    13 Sep 2024 · passed without a vote
  9. HE 31/2024 vpPassed with amendments

    Licensing and supervision of crypto-asset services

    Crypto-asset service providers will be required to hold an official authorisation instead of previous registration, and their operations will come under stricter regulatory supervision. At the same time, authorised companies will be able to provide their services throughout the EU.

    26 Jun 2024 · passed without a vote
  10. HE 65/2023 vpPassed

    Reforming and raising financial supervision fees

    Supervision fees charged to financial sector companies by the Financial Supervisory Authority will be raised and their criteria reformed to secure the authority's funding. At the same time, fees will be shifted more towards the sectors whose supervision requires the most work from the authority.

    14 Dec 2023 · passed without a vote
  11. HE 6/2023 vpPassed

    Safeguarding supplementary pension and sickness funds

    Supplementary pension foundations and funds established earlier will be allowed to continue their operations to their previous extent to pay voluntary supplementary pensions. Small sickness funds and other insurance funds that have received an exemption will also be permitted to continue operating below the statutory minimum size.

    5 Oct 2023 · passed without a vote
  12. HE 311/2022 vpLapsed

    Transferring Finnvera's financial supervision

    Financial supervision of the state-owned specialised financing company Finnvera will be transferred from the Ministry of Economic Affairs and Employment to the Financial Supervisory Authority. The reform will strengthen the supervision of the state's increased financing and guarantee liabilities, taking into account Finnvera's special status in economic policy.

    5 Apr 2023 · no votes
  13. HE 236/2021 vpPassed with amendments

    Strengthening anti-money laundering measures

    Rules on preventing money laundering and terrorist financing will be clarified and supervision tightened in line with international obligations. The changes expand the supervision and obligations of reporting entities to detect suspicious assets and activities.

    6 Mar 2023 · passed without a vote
  14. HE 278/2022 vpPassed with amendments

    Introducing blockchain technology in financial markets

    The use of distributed ledger technology, or blockchain technology, will be enabled in securities trading and settlement in the financial markets under the EU pilot regime. The Financial Supervisory Authority will grant the necessary specific permissions for the activities and supervise the systems.

    3 Mar 2023 · passed without a vote
  15. HE 212/2022 vpPassed with amendments

    Introducing central counterparty resolution rules

    EU regulation on the recovery and resolution of central counterparties clearing financial market transactions would be incorporated into Finnish law. The reform would ensure financial market stability during disruptions and prevent the need to bail out operators using taxpayers' money.

    8 Feb 2023 · passed without a vote
  16. HE 28/2016 vpPassed with amendments

    Reform of the book-entry system

    Legislation on central securities depositories and the book-entry system is reformed to align with EU regulation. Finnish companies will also be able to issue their shares in foreign central securities depositories, but the direct ownership model and the public availability of ownership details for domestic investors are maintained.

    31 May 2017 · 6 votes
    94 jaa
    62 ei
  17. HE 279/2018 vpPassed with amendments

    Equity savings accounts for retail investors

    A new equity savings account will be created in Finland for private individuals. Within the account, listed shares can be traded and dividends accrued without immediate tax consequences.

    7 Mar 2019 · 1 vote
    126 jaa
    57 ei
  18. HE 229/2021 vpPassed with amendments

    Introducing a pan-European pension product

    Legislation concerning a pan-European personal pension product will be introduced in Finland. The Financial Supervisory Authority will supervise the provision of these pension products and may intervene in regulatory breaches with penalty payments.

    24 Mar 2022 · passed without a vote
  19. HE 29/2021 vpPassed with amendments

    Transferring financial market supervision to EU authorities

    Supervision of financial market reporting services and critical benchmarks will mainly be transferred from the Financial Supervisory Authority to the European Securities and Markets Authority. At the same time, the role of the European Banking Authority in coordinating the prevention of money laundering and terrorist financing will be strengthened.

    11 Jun 2021 · passed without a vote
  20. HE 16/2021 vpPassed with amendments

    Reforming prudential regulation for investment firms

    Dedicated prudential and supervisory rules separate from banking regulation will be created for investment firms. The reform tailors capital requirements and risk management obligations better to the size of firms and the actual risks of investment activities.

    12 May 2021 · passed without a vote
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