Government bills6
- HE 84/2025 vpPassed with amendments
Expanding tax reporting on crypto-assets
Cryptocurrency intermediaries and trading platforms will be required to report their customers' crypto transactions and transfers directly to the Finnish Tax Administration. This will bring capital gains and losses on crypto-assets more comprehensively into automated tax control and pre-completed tax returns.
5 Nov 2025 · passed without a vote - HE 25/2025 vpPassed with amendments
Centralised bank data exchange for authorities
Authorities will be able to request balance, transaction and securities data on bank accounts through a centralised electronic system. The reform will speed up access to data and replace the current fragmented and manual query methods.
19 Jun 2025 · passed without a vote - HE 215/2024 vpPassed
Introducing instant payments and enhancing supervision
The obligation of banks and payment service providers to offer round-the-clock instant payments will be supplemented by providing for the supervision of breaches and sanctions. At the same time, the obligations of incorporated law firms regarding the prevention of money laundering will be clarified.
6 Mar 2025 · passed without a vote - HE 104/2022 vpPassed with amendments
Establishing national backup payment systems
National backup systems will be established in Finland to secure credit transfers, card payments and cash withdrawals during serious disruptions and states of emergency. The systems will ensure daily payments for citizens and businesses in situations where banks' normal systems are not functioning.
7 Jul 2022 · passed without a vote - HE 55/2020 vpPassed
Clarifying bank and payment account data
The rules on the bank and payment account control system are clarified before the systems are introduced. The data to be disclosed by financial institutions and virtual currency providers to the authorities will be defined more precisely than before.
7 Oct 2020 · passed without a vote - HE 115/2015 vpPassed
Implementing card payment interchange fee regulation
National supervision and sanctions will be established for the EU caps and rules on card payment interchange fees. The Financial Supervisory Authority will supervise compliance with the rules, and merchants will be provided with an out-of-court dispute resolution mechanism for payment disputes.
11 Dec 2015 · passed without a vote