Government bills20
- HE 43/2026 vpPassed with amendments
Reforming insurance company solvency and supervision
Solvency, supervision and risk management regulation for insurance companies will be reformed in line with the EU Solvency II Directive. Simplified procedures will be introduced for small operators and the supervisory authority will be given new tools to intervene in market disruptions.
23 Jun 2026 · passed without a vote - HE 22/2026 vpPassed with amendments
Reforming banking regulation and supervision
Finnish legislation on credit institutions will be brought into line with the EU's latest banking package to improve the stability of the financial system. Banks will face new risk management obligations and supervisory authorities will be granted broader powers.
23 Jun 2026 · passed without a vote - HE 16/2025 vpPassed with amendments
Opening the gambling market to competition
Finland's gambling system will be partially opened to competition by moving to a licensing system where companies can offer online gambling under a licence granted by the supervisory authority. Part of gambling, such as lotteries and physical slot machines, will remain the exclusive right of the state-owned company Veikkaus.
19 Dec 2025 · 19 votes158 jaa9 ei - HE 30/2025 vpPassed with amendments
Reforming exchange supervision and trading rules
The granting of stock exchange licences and confirmation of exchange rules would be transferred from the Ministry of Finance to the Financial Supervisory Authority. At the same time, rules on the transparency and supervision of securities trading would be updated in line with EU legislation.
19 Jun 2025 · passed without a vote - HE 32/2025 vpPassed
Supervising media mergers and ownership
Major media mergers will also be assessed from the perspective of media pluralism and editorial independence. At the same time, information on the ownership of media companies and public sector advertising expenditure in the media will be made more transparent.
17 Jun 2025 · passed without a vote - HE 95/2023 vpPassed with amendments
Reforming track charges and investment funding
Infrastructure managers will be able to raise track access charges more than at present to finance new and upgraded rail sections. At the same time, rules on railway operating licences and safety oversight will be clarified.
19 Apr 2024 · passed without a vote - HE 31/2024 vpPassed with amendments
Licensing and supervision of crypto-asset services
Crypto-asset service providers will be required to hold an official authorisation instead of previous registration, and their operations will come under stricter regulatory supervision. At the same time, authorised companies will be able to provide their services throughout the EU.
26 Jun 2024 · passed without a vote - HE 278/2022 vpPassed with amendments
Introducing blockchain technology in financial markets
The use of distributed ledger technology, or blockchain technology, will be enabled in securities trading and settlement in the financial markets under the EU pilot regime. The Financial Supervisory Authority will grant the necessary specific permissions for the activities and supervise the systems.
3 Mar 2023 · passed without a vote - HE 228/2021 vpPassed with amendments
Reforming crowdfunding regulation
The provision of crowdfunding services will become subject to authorisation in accordance with EU regulation, allowing services to be provided directly to other EEA countries. At the same time, investor protection will be improved and platform liabilities clarified.
23 Mar 2022 · passed without a vote - HE 18/2016 vpPassed
Facilitating entry into postal operations
Distributing letter mail will no longer require an operating licence from the Government; a notification to the authorities will suffice. The reform makes it easier for new delivery companies to enter the postal market and promotes competition.
17 May 2016 · 1 vote92 jaa46 ei - HE 108/2019 vpPassed
Updating insurance sector supervision and requirements
Supervisory cooperation between the Financial Supervisory Authority and other European authorities in the insurance sector will be deepened. At the same time, the minimum amounts of mandatory liability insurance for insurance brokers will be increased and the qualification requirements for actuaries will be clarified.
7 Apr 2020 · passed without a vote - HE 86/2018 vpPassed with amendments
Easing vehicle inspection requirements
Vehicle inspection licences will become company-specific, allowing a single licence to cover all vehicle categories and removing the obligation for stations to offer all inspection services. At the same time, training requirements for vehicle inspectors will be eased and the regulation of taximeters in taxis clarified.
28 Feb 2019 · passed without a vote - HE 277/2018 vpPassed with amendments
Clarifying financial market regulation and supervision
Amendments will be made to financial markets legislation to strengthen regulatory supervision and investor protection, as well as to correct technical legislative errors remaining from previous EU regulation. The amendments will also clarify the operating conditions for non-EU investment firms in Finland.
21 Feb 2019 · passed without a vote - HE 141/2018 vpPassed with amendments
Implementing EU securitisation rules
EU rules on simple and transparent securitisation will be introduced in Finland. The Financial Supervisory Authority will be granted powers to supervise securitisation and impose sanctions for breaches of the rules.
3 Dec 2018 · passed without a vote - HE 151/2017 vpPassed with amendments
Reforming financial trading and investor protection
Rules on financial market trading and investment services will be reformed to align with EU directives and regulations. The changes will increase transparency in securities trading, improve investor protection, and raise supervisory penalties.
22 Dec 2017 · passed without a vote - HE 82/2017 vpPassed with amendments
Deregulating communications and media operations
Time limits on radio advertising and specific provisions on tied sales of mobile phones will be abolished. At the same time, accessibility obligations for major commercial television channels and conditions for operating licences will be clarified.
11 Dec 2017 · 4 votesClosest vote · 40 §, mietintö / Jani Mäkelä
163 jaa16 ei - HE 143/2017 vpPassed
Regulating new payment services
Provisions on new digital payment services, such as account information and payment initiation services, will be added to the act. The reform obliges banks to open their interfaces to new service providers and improves payment security.
8 Dec 2017 · passed without a vote - HE 153/2017 vpPassed
Temporary tax exemption for educational property transfers
Properties used for vocational education and training and by universities of applied sciences could be transferred to a limited liability company without transfer tax in 2018–2022. The amendment would support mergers between educational institutions and operational restructuring.
1 Dec 2017 · passed without a vote - HE 67/2016 vpPassed with amendments
Reforming radio equipment and internet regulation
EU rules on radio equipment and net neutrality will be introduced in Finland, and licensing procedures for television and radio broadcasting will be clarified. At the same time, the use of anonymised radio communication data in new types of business will be permitted as a five-year trial.
1 Jun 2016 · passed without a vote - HE 13/2015 vpPassed with amendments
Reforming rail markets and track charges
Rules on rail services, track charges and capacity allocation will be reformed to meet EU requirements. The changes will promote competition in rail transport and strengthen market oversight.
27 Nov 2015 · 1 vote108 jaa54 ei