Government bills4
- HE 218/2022 vpPassed
Lowering consumer credit interest caps
The interest rate cap on consumer credit will be lowered and new restrictions will be placed on credit marketing to curb over-indebtedness. In online shops, paying by invoice will require strong customer authentication, and payment methods involving credit may no longer be offered as the default option.
23 Feb 2023 · 1 voteOnly vote · 1. lakiehdotus, 7 luvun 17 a § , mietintö / Veikko Vallin
106 jaa42 ei - HE 234/2020 vpPassed
Extending the temporary interest rate cap
The interest rate on unsecured credit granted to consumers will continue to be capped at a maximum of 10 per cent, and direct marketing of credit will remain prohibited. The regulation aims to protect consumers who have faced financial difficulties due to the coronavirus pandemic and prevent debt problems.
17 Dec 2020 · passed without a vote - HE 53/2020 vpPassed
Temporary reduction of consumer credit interest rates
The interest rate on unsecured monetary credits granted to consumers will be temporarily capped at a maximum of 10 per cent, and the direct marketing of credits will be prohibited. The changes will protect consumers from financial difficulties and over-indebtedness caused by the coronavirus crisis.
23 Jun 2020 · 3 votesClosest vote · 17 c §, mietintö / Veikko Vallinin ehdotus
40 jaa12 ei - HE 230/2018 vpPassed with amendments
Tightening price regulation of consumer credit
Strict caps will be set on the interest rates and additional costs of consumer credit to curb debt problems. Under the reform, the interest rate on consumer credit may not exceed 30 per cent and other costs may not exceed 150 euros per year.
11 Apr 2019 · passed without a vote