Government bills7

Topicconsumer guidance7
  1. HE 120/2025 vpPassed with amendments

    Strengthening consumer protection in credit and e-commerce

    The Consumer Protection Act will be tightened by bringing interest-free and fee-free credit under regulation as well and by making it easier to withdraw from online contracts. If a creditor neglects the obligation to assess an applicant's ability to pay, the consumer will not have to pay interest or fees on the loan.

    10 Dec 2025 · passed without a vote
  2. HE 129/2022 vpPassed

    State support for expanding municipal housing advice

    Municipalities will be able to receive state grants to organise and develop free housing advice services in 2023–2027. The advice will be offered to all residents regardless of whether they rent or own their home.

    24 Nov 2022 · passed without a vote
  3. HE 141/2022 vpPassed with amendments

    Extending cleanup responsibility for single-use plastics

    Manufacturers and importers of single-use plastic products and fishing gear would be required to contribute to the waste management of their products and to municipal cleanup costs. At the same time, producer responsibility for packaging would be extended to cover small businesses as well.

    9 Dec 2022 · passed without a vote
  4. HE 135/2018 vpPassed

    Updating consumer advisory reference for Åland

    The Act on the Autonomy of Åland will be updated due to the nationwide transfer of consumer advisory duties. The act will refer to the Finnish Competition and Consumer Authority (KKV) instead of the local register office.

    5 Dec 2018 · passed without a vote
  5. HE 130/2018 vpPassed

    Transferring consumer advisory services to KKV

    Consumer advisory services will be transferred from local register offices to the Finnish Competition and Consumer Authority (KKV) from the beginning of 2019. For consumers, advisory services will remain unchanged and free of charge.

    21 Nov 2018 · passed without a vote
  6. HE 102/2017 vpPassed

    Transfer of financial and debt counselling

    Responsibility for organising financial and debt counselling will be transferred from municipalities and the Regional State Administrative Agencies to state legal aid offices. The content of the advice provided to citizens will remain unchanged, but the availability of services and online transactions will be harmonised across the country.

    17 Nov 2017 · passed without a vote
  7. HE 74/2015 vpPassed

    Streamlining out-of-court consumer dispute resolution

    Disputes between consumers and businesses can be resolved faster and more smoothly without court proceedings. Matters taken to the Consumer Disputes Board will first be directed to consumer advisory services, and time limits will be set for handling disputes.

    16 Dec 2015 · passed without a vote