Government bills15
- HE 135/2025 vpPassed
Abolishing the Housing Fund of Finland
The Housing Fund of Finland will be abolished, and state-subsidised housing construction will be financed directly from the state budget. At the same time, a guarantee fee will be introduced for new state interest-subsidy loans, though it will not be charged on student housing or housing projects for special groups.
16 Dec 2025 · 2 votes93 jaa69 ei - HE 7/2025 vpPassed
Making ASP saving terms more flexible
The home saving scheme (ASP) aimed at first-time home buyers will be reformed and its provisions consolidated into a single act. The upper age limit for saving will be abolished, the number of repayment-free periods increased, and the minimum saving period will begin to be counted in months rather than quarters.
15 May 2025 · 2 votes102 jaa52 ei - HE 156/2026 vpIn progress
Reforming right-of-occupancy restrictions and selection
Loss-making and underutilised right-of-occupancy buildings could be relinquished, allowing residents to buy their dwelling or remain as tenants. Paid queue numbers for housing applications would be abolished in favour of allocating homes in order of receipt of applications.
15 Sep 2026 · no votes yet - HE 180/2025 vpPassed with amendments
Easier financing for student housing
State interest-subsidy loans of up to 100 per cent of project costs may be granted for the construction and renovation of student housing. The amendment safeguards the completion of new student housing in a situation where direct state investment grants are no longer awarded for it.
18 Dec 2025 · passed without a vote - HE 188/2024 vpPassed
Abolishing ARA and transferring tasks
The Housing Finance and Development Centre of Finland (ARA) will be abolished as a separate agency, and its duties will be transferred to a new Centre for State-subsidised Housing Construction established under the Ministry of the Environment. From 1 March 2025, the new centre will be responsible for granting state housing subsidies, supervising the housing stock, and carrying out the agency's other statutory responsibilities.
18 Dec 2024 · 1 vote98 jaa72 ei - HE 248/2022 vpPassed with amendments
Improving interest subsidies for ARA housing
The interest subsidy terms for state-subsidised affordable housing production will be improved, and making provision for rental building renovations will again be permitted within rents. At the same time, the rules, official liability and supervision concerning resident selection for rental housing will be clarified.
21 Feb 2023 · passed without a vote - HE 76/2016 vpPassed with amendments
Short-term interest subsidy for rental housing
The state will introduce a new ten-year interest subsidy model for the construction of rental dwellings alongside the existing 40-year system. The reform will increase the supply of affordable rental housing, especially in growth centres.
21 Jun 2016 · 3 votes115 jaa43 ei - HE 45/2022 vpPassed with amendments
Raising ASP loans and age limits
The upper age limit for starting ASP saving will rise to 44 years, and people buying a home together can receive an ASP interest-subsidy loan that is 50 per cent larger than for a single buyer. At the same time, the maximum state guarantee for owner-occupied housing loans will be raised to 60,000 euros.
28 Jun 2022 · passed without a vote - HE 189/2020 vpPassed with amendments
Reforming right-of-occupancy housing and resident selection
The application system for right-of-occupancy dwellings will change so that resident selection switches to a single nationwide, fixed-term queue number. At the same time, residents' opportunities to exert influence in companies will be increased, and relinquishing right-of-occupancy buildings facing financial difficulties will be accelerated.
15 Apr 2021 · 5 votesClosest vote · Lausumaehdotus , mietintö / Mauri Peltokangas
32 jaa22 ei - HE 12/2018 vpPassed
Reforming interest subsidies for affordable housing
The terms and repayment schedule of interest-subsidised loans for state-subsidised rental and right-of-occupancy dwellings will be reformed to encourage the construction of more affordable housing, particularly in growth centres. At the same time, loan amortisation will be accelerated and the financing of housing repairs will be clarified.
22 May 2018 · 4 votesClosest vote · Lausumaehdotus 4, mietintö / Modig
96 jaa88 ei - HE 155/2016 vpPassed
Reforming public-benefit rules for rental housing
Developers of new state-subsidised rental housing will no longer be required to hold public-benefit corporation status; instead, requirements will be applied directly to individual projects. At the same time, the maximum return permitted to owners will be cut and official oversight tightened.
2 Dec 2016 · passed without a vote - HE 180/2016 vpPassed
Farm liquidity guarantees and repayment deferrals
State guarantees will be made available for liquidity loans granted by banks to farms in difficulty in 2016 and 2017. At the same time, the maximum period for repayment deferrals on farms' earlier loans will be extended.
7 Nov 2016 · passed without a vote - HE 144/2015 vpPassed
Increasing authorisations for export financing and guarantees
Credit and guarantee authorisations for Finland's public export financing will be increased significantly. The change will ensure competitive financing for Finnish export companies on international markets.
8 Mar 2016 · passed without a vote - HE 81/2015 vpPassed with amendments
Reforming reindeer and natural livelihood support
The structural support schemes for reindeer husbandry, natural livelihoods and the Skolts will be aligned with EU rules, and support services will move online. At the same time, eligible targets will be reduced and legislative overlaps dismantled.
23 Dec 2015 · passed without a vote - HE 99/2015 vpPassed
Moderating costs in state-subsidised housing
Rules for setting rents and maintenance charges in state-subsidised ARA and right-of-occupancy housing will be tightened to restrain housing costs. Provisions for future renovations collected from residents will be limited, and building owners will be obligated to put major property procurements out to competitive tender.
18 Dec 2015 · 2 votesClosest vote · Lausumaehdotus, mietintö / Riitta Myller 2
114 jaa72 ei