Government bills34
- HE 201/2025 vpPassed
Pledging fishing quotas as loan collateral
Commercial fishers will be able to pledge the rights of use to their fishing quotas as collateral for bank loans for investments. At the same time, the conditions for trap net fishing of Baltic herring will be eased and the forfeiture of fishing rights to the state will be prevented where fishing has been hindered by fishing bans or poor catches.
30 Apr 2026 · 1 vote158 jaa20 ei - HE 190/2025 vpPassed with amendments
More flexible terms for mortgages
The maximum repayment period for home loans will be extended from 30 to 35 years, and the loan cap on home loans can be raised more flexibly during economic downturns. At the same time, more flexible terms depending on the economic cycle will be enabled for housing company loans on new residential developments.
22 Apr 2026 · 1 voteOnly vote · Dissenting opinion
156 jaa20 ei - HE 87/2026 vpPassed
Raising central government borrowing authorisation
The maximum limit for central government borrowing will be raised from 205 billion euros to 270 billion euros. The change will safeguard central government liquidity and continued borrowing as debt increases.
11 Jun 2026 · 1 vote - HE 88/2026 vpPassed
Increasing Finland's IMF quota and guarantees
Finland's quota in the International Monetary Fund will be increased by 50 per cent to strengthen the global economy's crisis preparedness. The state will grant the Bank of Finland the necessary guarantees against potential losses arising from the arrangement.
10 Jun 2026 · passed without a vote - HE 156/2026 vpIn progress
Reforming right-of-occupancy restrictions and selection
Loss-making and underutilised right-of-occupancy buildings could be relinquished, allowing residents to buy their dwelling or remain as tenants. Paid queue numbers for housing applications would be abolished in favour of allocating homes in order of receipt of applications.
11 Sep 2026 · no votes yet - HE 139/2025 vpPassed with amendments
Reforming fund operations and supervision
New liquidity management tools will be introduced for mutual funds and alternative investment funds, and rules on granting loans will be clarified. At the same time, reporting obligations for fund management companies and fund managers, as well as the supervision of outsourcing, will be harmonised with EU regulation.
19 Dec 2025 · passed without a vote - HE 180/2025 vpPassed with amendments
Easier financing for student housing
State interest-subsidy loans of up to 100 per cent of project costs may be granted for the construction and renovation of student housing. The amendment safeguards the completion of new student housing in a situation where direct state investment grants are no longer awarded for it.
18 Dec 2025 · passed without a vote - HE 49/2025 vpPassed
Loan guarantees for fisheries enterprises
Enterprises in the fishing and aquaculture sectors will begin to be granted loan guarantees from an EU fund. The support will make it easier especially for start-up entrepreneurs to obtain loans for investments and working capital.
9 Oct 2025 · passed without a vote - HE 190/2024 vpPassed with amendments
Increasing transparency in political funding
Transparency in election and party funding will be increased by requiring significant campaign loans and their guarantors to be declared. In addition, the compulsory membership ballot in parliamentary elections will be abolished, and the minimum age for signing a European Citizens' Initiative will be lowered to 16 years.
12 Jun 2025 · 12 votesClosest vote · Wording of a section
131 jaa65 ei - HE 79/2024 vpPassed with amendments
Reforming State Treasury duties and powers
The State Treasury will receive broader rights to obtain the information needed for processing compensation cases and its other duties directly from various authorities. In addition, maintenance of the Hilma notification system for public procurement will be transferred from the Ministry of Finance to the State Treasury.
25 Oct 2024 · passed without a vote - HE 56/2024 vpPassed
Raising the central government borrowing authorisation
The maximum amount of central government debt will be raised from 170 billion euros to 205 billion euros. The increase ensures the central government's liquidity and smooth borrowing as indebtedness continues.
19 Jun 2024 · passed without a vote - HE 254/2022 vpLapsed
Increasing transparency in election funding
Oversight and disclosure requirements for election and political party funding will be tightened to enhance transparency. In addition, the minimum age for signing a European citizens' initiative will be lowered to 16, and the rules on candidate selection for parties will be made more flexible.
5 Apr 2023 · no votes - HE 119/2022 vpPassed
Flexible export credits and risk management
Finnvera and Finnish Export Credit will receive more flexible means to manage the interest rate and credit risks of export and ship credits. The amendment will streamline the granting of public export financing, particularly when commercial banks do not offer financing.
17 Jan 2023 · passed without a vote - HE 168/2022 vpPassed with amendments
Digitalising housing company renovation and loan data
Renovation and loan data of housing companies will be transferred to the electronic residential and commercial property information system in a machine-readable format. The reform will speed up access to information in property transactions and incorporate housing company loans into the positive credit register.
1 Dec 2022 · passed without a vote - HE 198/2022 vpPassed
Rental housing financing and remote meetings
Subsidiary housing companies of earnings-related pension companies will continue to be allowed to take on debt to build rental housing until the end of 2027. At the same time, insurance companies will be enabled to hold remote and hybrid general meetings under the exact same rules as other limited liability companies.
9 Nov 2022 · passed without a vote - HE 121/2022 vpPassed with amendments
Third supplementary budget for 2022
The third supplementary budget for 2022, introducing amendments to the central government budget for the current year. The votes mainly concern individual appropriation items and proposals in dissenting opinions tabled by the opposition.
15 Sep 2022 · 4 votes - HE 22/2022 vpPassed with amendments
Establishing a positive credit register
A centralised positive credit register will be established in Finland, compiling information on private individuals' loans and income. The register will enable lenders to check a loan applicant's actual debt situation and prevent over-indebtedness.
1 Jul 2022 · passed without a vote - HE 3/2022 vpPassed
Municipality Finance services for wellbeing services counties
Wellbeing services counties and joint county authorities for wellbeing services will be able to obtain loan financing from Municipality Finance. The funding raised can be guaranteed by the Municipal Guarantee Board.
22 Apr 2022 · passed without a vote - HE 203/2021 vpPassed with amendments
Reforming covered bond regulation
Legislation governing covered bonds issued by banks and mortgage bank operations will be reformed to comply with EU regulations. The reform introduces new liquidity and authorisation procedures and raises the collateral value of housing loans.
22 Feb 2022 · passed without a vote - HE 260/2020 vpPassed
Approval of the EU recovery package
Finland will approve the new financing system for the EU budget and a recovery package of 750 billion euros to address the consequences of the coronavirus crisis. The decision gives the European Commission exceptional authorisation to raise joint debt on the capital markets to support member states.
20 May 2021 · 11 votes