Government bills22
- HE 137/2026 vpIn progress
More effective forfeiture of criminal proceeds
Authorities will be able to forfeit criminal assets to the state more easily than before. Forfeiting assets will no longer always require a conviction for a specific individual offence.
11 Sep 2026 · no votes yet - HE 15/2025 vpPassed with amendments
Expanding border guard investigation powers
The Finnish Border Guard will receive broader powers to investigate human trafficking and money laundering independently and to use secret methods of obtaining intelligence in preventing and solving serious crimes. At the same time, undercover operations and simulated purchases online as well as controlled information source activities will be enabled for border guards.
5 Jun 2025 · passed without a vote - HE 157/2024 vpPassed with amendments
Enhancing anti-money laundering and information exchange
Information exchange between authorities will be improved to prevent money laundering and terrorist financing and to safeguard national security. At the same time, the format of reports on suspicious transactions will be harmonised and the access to information rights of the Finnish Security and Intelligence Service (Supo) will be corrected.
30 Apr 2025 · passed without a vote - HE 215/2024 vpPassed
Introducing instant payments and enhancing supervision
The obligation of banks and payment service providers to offer round-the-clock instant payments will be supplemented by providing for the supervision of breaches and sanctions. At the same time, the obligations of incorporated law firms regarding the prevention of money laundering will be clarified.
6 Mar 2025 · passed without a vote - HE 236/2021 vpPassed with amendments
Strengthening anti-money laundering measures
Rules on preventing money laundering and terrorist financing will be clarified and supervision tightened in line with international obligations. The changes expand the supervision and obligations of reporting entities to detect suspicious assets and activities.
6 Mar 2023 · passed without a vote - HE 323/2022 vpPassed with amendments
Strengthening sanctions and anti-money laundering supervision
The obligation of financial institutions and other obliged entities to comply with sanctions in customer due diligence will be clarified. The powers of supervisory authorities to impose administrative penalty payments for long-term violations will be improved.
3 Mar 2023 · passed without a vote - HE 167/2018 vpPassed with amendments
Bank account monitoring and cryptocurrency regulation
An electronic bank and payment account monitoring system will be established in Finland to facilitate access to information by authorities and to prevent crime. At the same time, virtual currency providers will be required to register with the Financial Supervisory Authority and comply with anti-money laundering regulations.
18 Apr 2019 · 1 vote155 jaa17 ei - HE 163/2021 vpPassed with amendments
Authority access to bank account data
Authorities' access to the bank and payment account monitoring system would be expanded to prevent serious crime and carry out statutory duties. Finnish Customs will implement a centralised system through which data is transmitted to authorities quickly and electronically.
22 Jun 2022 · passed without a vote - HE 151/2021 vpPassed
Faster business registration and EU data exchange
Limited liability companies and branches established electronically must be entered into the Trade Register within five working days. At the same time, the automatic exchange of company information and beneficial ownership data between EU countries will be increased.
26 Nov 2021 · passed without a vote - HE 228/2016 vpPassed with amendments
Combatting money laundering and terrorist financing
The reform tightens supervision of money laundering and terrorist financing and obliges companies to register their beneficial owners with the authorities. At the same time, authorities' supervisory powers and the sanctions imposed for non-compliance are significantly increased.
13 Jun 2017 · 1 voteOnly vote · 1. lakiehdotus, 1 luvun 5 §, mietintö / Sirpa Paatero
105 jaa61 ei - HE 29/2021 vpPassed with amendments
Transferring financial market supervision to EU authorities
Supervision of financial market reporting services and critical benchmarks will mainly be transferred from the Financial Supervisory Authority to the European Securities and Markets Authority. At the same time, the role of the European Banking Authority in coordinating the prevention of money laundering and terrorist financing will be strengthened.
11 Jun 2021 · passed without a vote - HE 23/2021 vpPassed
Stricter controls on cross-border cash
Controls on cash of at least 10,000 euros entering or leaving across the EU external border will be tightened. The declaration and disclosure obligations will apply not only to cash carried by travellers but also to postal, courier and freight shipments.
26 May 2021 · passed without a vote - HE 261/2020 vpPassed with amendments
Strengthening anti-money laundering measures
Regulations on combating money laundering and terrorist financing will be specified to bring them into line with an EU directive and international recommendations. Clarifications will be made to customer due diligence and monitoring obligations for operators in the financial sector and other reporting entities.
20 Apr 2021 · passed without a vote - HE 183/2020 vpPassed
Broadening liability for money laundering
Laundering funds obtained through one's own crime will be criminalised more broadly for the perpetrator themselves. In addition, certain serious offences committed abroad will be considered predicate offences for money laundering regardless of whether they are punishable in the country where they were committed.
8 Dec 2020 · passed without a vote - HE 55/2020 vpPassed
Clarifying bank and payment account data
The rules on the bank and payment account control system are clarified before the systems are introduced. The data to be disclosed by financial institutions and virtual currency providers to the authorities will be defined more precisely than before.
7 Oct 2020 · passed without a vote - HE 105/2026 vpIn progress
Reforming anti-money laundering rules
Finnish legislation on preventing money laundering and terrorist financing would be reformed to align with the European Union's new regulatory package. The reform would tighten reporting and customer due diligence obligations across several sectors and expand the powers of supervisory authorities.
12 Jun 2026 · no votes yet - HE 213/2018 vpPassed
Mandatory identification for slot machines
Playing slot machines in shops and other gaming locations will require mandatory identification to reduce gambling harm. At the same time, the period of validity of lottery and bingo licences for non-profit entities will be extended.
25 Mar 2019 · passed without a vote - HE 23/2018 vpPassed
Clarifying anti-money laundering supervision in Åland
Anti-money laundering supervision of gambling entities and estate agents operating in Åland will be assigned to national authorities. Supervisory responsibility will be allocated to the National Police Board and the Regional State Administrative Agency.
25 May 2018 · passed without a vote - HE 38/2018 vpPassed with amendments
Stepping up anti-money laundering supervision
Information sharing between authorities will be improved to prevent money laundering and economic crime. The Financial Supervisory Authority and banks will have better opportunities to utilise background information on customers and supervised entities.
15 May 2018 · passed without a vote - HE 206/2017 vpPassed with amendments
Registration requirement for debt collection
Fixed-term licensing for debt collection activities will be abolished and replaced with a registration procedure that remains valid until further notice. Operators collecting debts on behalf of others must register with the Regional State Administrative Agency for Southern Finland.
18 Apr 2018 · passed without a vote