Government bills23
- HE 145/2026 vpIn progress
Easier smoking bans in housing companies
Housing companies would be granted the right to ban smoking on residents' balconies and in apartments by their own decision without a municipal permit process. At the same time, the sale of CBD and certain other cannabinoids in tobacco products and tobacco substitutes would be prohibited.
18 Sep 2026 · 1 voteOnly vote · Valiokuntaan lähettäminen: puhemiesneuvoston ehdotus JAA / Aki Lindénin ehdotus EI
96 jaa79 ei - HE 190/2025 vpPassed with amendments
More flexible terms for mortgages
The maximum repayment period for home loans will be extended from 30 to 35 years, and the loan cap on home loans can be raised more flexibly during economic downturns. At the same time, more flexible terms depending on the economic cycle will be enabled for housing company loans on new residential developments.
22 Apr 2026 · 1 voteOnly vote · Dissenting opinion
156 jaa20 ei - HE 34/2026 vpPassed with amendments
Tackling problems in housing companies
Housing companies will receive better means to tackle nuisances from short-term letting and other housing disruptions, as well as take possession of flats using electronic service of notice. In addition, the controlled winding-down of struggling housing companies will be made lighter, and the division of maintenance responsibilities will be clarified.
3 Jun 2026 · passed without a vote - HE 156/2026 vpIn progress
Reforming right-of-occupancy restrictions and selection
Loss-making and underutilised right-of-occupancy buildings could be relinquished, allowing residents to buy their dwelling or remain as tenants. Paid queue numbers for housing applications would be abolished in favour of allocating homes in order of receipt of applications.
11 Sep 2026 · no votes yet - HE 43/2025 vpPassed with amendments
Adding housing company loans to credit register
Shareholders' shares of housing company loans will be transferred to the positive credit register to assess credit applicants' ability to pay. At the same time, banks and other lenders will be required to identify an individual before retrieving their data from the register.
9 Oct 2025 · passed without a vote - HE 62/2024 vpPassed
Reasonable late fees for housing registration
Late fees charged for delays in registering ownership of housing company shares will be adjusted to a reasonable level. Fees will no longer accumulate on a compound interest basis, preventing penalties from escalating to unreasonable amounts.
9 Oct 2024 · passed without a vote - HE 48/2024 vpPassed
Easier apartment repossession for housing companies
A housing company will be able to take possession of a share apartment more easily than at present if the owner resides outside the European Economic Area and cannot be reached. Warnings, decisions, and eviction summonses can be served via the Official Gazette and by delivering notice to the apartment.
13 Jun 2024 · passed without a vote - HE 44/2024 vpPassed
Abolishing radio must-carry obligations
Cable operators and housing companies will no longer need to distribute Yle radio channels in their cable networks. The change will free up network capacity for faster and higher-quality broadband connections.
13 Jun 2024 · passed without a vote - HE 250/2022 vpPassed
Facilitating accessibility and sustainability in housing companies
Shareholders in a housing company will be granted the right to carry out alterations improving accessibility in the company's common areas at their own expense. In addition, older housing companies will be able to decide by majority vote on reforms promoting sustainable living and energy efficiency more quickly than at present.
16 Feb 2023 · passed without a vote - HE 101/2022 vpPassed with amendments
Tightening terms for housing loans
The maturity of new housing loans and housing company loans will as a rule be limited to a maximum of 30 years, and the share of housing company loans in new-build properties will be reduced. In addition, supervision of all consumer credit will be transferred to the Financial Supervisory Authority.
2 Feb 2023 · passed without a vote - HE 168/2022 vpPassed with amendments
Digitalising housing company renovation and loan data
Renovation and loan data of housing companies will be transferred to the electronic residential and commercial property information system in a machine-readable format. The reform will speed up access to information in property transactions and incorporate housing company loans into the positive credit register.
1 Dec 2022 · passed without a vote - HE 198/2022 vpPassed
Rental housing financing and remote meetings
Subsidiary housing companies of earnings-related pension companies will continue to be allowed to take on debt to build rental housing until the end of 2027. At the same time, insurance companies will be enabled to hold remote and hybrid general meetings under the exact same rules as other limited liability companies.
9 Nov 2022 · passed without a vote - HE 47/2022 vpPassed with amendments
Allowing remote and hybrid meetings in organisations
Limited liability companies, housing companies, co-operatives and associations will be able to hold their meetings entirely remotely or as hybrid meetings. Participants will also be able to exercise full speaking and voting rights remotely.
22 Jun 2022 · passed without a vote - HE 53/2021 vpPassed
Extending remote meetings and meeting postponements
Companies, housing companies, co-operatives and associations can continue to hold their meetings remotely or postpone them due to the coronavirus pandemic. The temporary rules will be extended until the end of June 2022.
29 Apr 2021 · passed without a vote - HE 219/2020 vpPassed
Extending housing companies' transition deadline
The deadline for housing companies established before 2019 to transfer their lists of shares to the residential and commercial property information system will be extended by one year. At the same time, rules on mutual real estate companies joining the system will be clarified.
17 Dec 2020 · passed without a vote - HE 104/2020 vpPassed with amendments
Billing water by actual consumption
Water in new and pipe-renovated apartments will be billed based on actual apartment-specific consumption. At the same time, new water and district heating meters will be required to be remotely readable.
5 Nov 2020 · passed without a vote - HE 117/2020 vpPassed with amendments
Temporary extension of remote meetings
Listed companies, co-operatives and associations would continue to be able to hold their meetings remotely and use proxies during the coronavirus epidemic. The exceptional arrangements would remain in force until the end of June 2021.
16 Sep 2020 · passed without a vote - HE 45/2020 vpPassed with amendments
Postponing meetings and remote participation
Companies, housing companies and associations would be able to postpone their spring meetings until the end of September 2020. In addition, meetings could be held remotely and through a proxy despite restrictions in their rules to prevent the spread of the coronavirus.
27 Apr 2020 · passed without a vote - HE 210/2018 vpPassed with amendments
Facilitating housing company redevelopment
Housing companies would be able to decide on demolishing an old building and constructing a new one by a four-fifths qualified majority instead of requiring the unanimity of all shareholders. A shareholder opposing the project would have the right to have their shares redeemed at fair market value.
25 Jan 2019 · passed without a vote - HE 238/2018 vpPassed
Abolishing the minimum capital requirement
Private limited liability companies could be established without minimum capital. The capital requirement for housing companies and the obligation for co-operatives to accumulate a reserve fund would also be abolished.
24 Jan 2019 · passed without a vote